If you have time, please check out my guest post on the Open Source CU blog as I would welcome your feedback. Please know that this post is an expression of my opinions and should not be reflective of my employer or teammates here at FORUM. I probably should type out some legally correct way of saying that, but I wouldn’t do that to you. Also, don’t think for a second that I am calling out credit unions across the land and saying everything is perfect from where I sit. We have our own challenges and intense competition we are dealing with. What I can say is that I absolutely enjoy a great environment to contribute to the success of the credit union and attempt to offer innovative and relevant offerings for the good of the membership. Thanks Open Source CU team for the opportunity.